This policy covers loss or damage to the insured household properties in the dwellings caused by Fire, Theft, Water Damage, Earthquake and other Allied Perils.
Variety Insurance
Car / Auto Insurance
The Motor Department offers motor insurance policies directly to private individuals and fleet insurance to companies.
Comprehensive Insurance Policy
This comprehensive insurance consists of two sections:
- 1. Loss of or Damage to the Insured vehicle
- by accident or overturning
- by fire, external explosion, self ignition, lightning or thunderbolt
- by burglary or theft
- by malicious act of third party.
- whilst in transit by road, rail, inland waterway, lift / elevator, etc..)
- 2.Third party Liability
This section of the Policy indemnifies the Insured against all sums which he /she shall become legally liable to pay as compensation for:
- Death of or bodily injury to any person including all passengers in the vehicles (except the Insured or the driver and their families [spouse, parents and children] and the employees of the insured).
- Damages for materials and property (except those owned by the Insured or the driver at the time of the accident or property held in trust or in their custody or control).
Third Party Liability Insurance Policy
This policy indemnifies the Insured against all sums which the Insured shall become legally liable to pay as compensation for:
- Death of or bodily injury to any person including all passengers in the vehicles (except the Insured or the driver and their families [spouse, parents and children] and the employees of the insured).
- Damages for materials and property (except those owned by the Insured or the driver at the time of the accident).
